Drowning in Debt...
Yes, the title a little dramatic, but it’s just how I’m feeling at the moment.
When bad things happen, it is said they happen in 3’s. In my case, they are occurring in 8’s.
It’s days like today, I wish I could move our relocation timeline up to the end of this month. I’m frustrated and tired of being broke, having to spend money that I don’t have on things that aren’t fun. I’m tired of overspending on the necessities of life – like groceries, electricity, cell phone bills, gas, etc. Most of all, I’m tired of being overtaxed. My income tax deductions add up in a year to be WAY more than seniors citizens make in a year. In general, I’m sick of working so hard and getting nowhere. Just when you think you’re getting ahead, more expenses rear their ugly little faces.
Welcome to my pity party – take a seat or leave now, the choice is yours.
In the last 2 months we have had some major unexpected expenses:
Car repairs for my car – new brakes and rotors, new cross-members (whatever the hell they are), new bearings - $1,400.
Car repairs for J’s truck – also new brakes and rotors and new bearings - $1,100.
Life Insurance (not really unexpected, but our premiums did go up by $600) - $1,700.
New mattress and box spring (because you can’t buy a new mattress without a new box spring because it voids the warranty). I was having some major back and neck problems, so it had to be done. $3,400.
If you count all the chiropractor visits before the new mattress, we’re probably looking at $3,900.
New cell phones – our cell phones were over 8 years old. Mine died, J’s was close behind. $1,300 (plus a new 2 year contract in order to get the cheaper rate, activation charges, etc.). Stupid cell phone company!
Today, J takes my car in for a simple oil change only to find out that I urgently need new tires. I knew I needed them but was hoping to make it until at least the end of June. Nope, the steel belts are coming through and they advised I shouldn’t drive it until the tires get replaced. $780!
We also need to replace our roof as the shingles are starting to lift. Thankfully, we can patch them up and hopefully make them last another year. We also need to replace our 40 year old water heater, but it’s still working, so that’s not going to happen right now.
Don’t get me wrong, I’m thankful for plenty and I know things could be a lot worse. It just sucks sometimes.
When bad things happen, it is said they happen in 3’s. In my case, they are occurring in 8’s.
It’s days like today, I wish I could move our relocation timeline up to the end of this month. I’m frustrated and tired of being broke, having to spend money that I don’t have on things that aren’t fun. I’m tired of overspending on the necessities of life – like groceries, electricity, cell phone bills, gas, etc. Most of all, I’m tired of being overtaxed. My income tax deductions add up in a year to be WAY more than seniors citizens make in a year. In general, I’m sick of working so hard and getting nowhere. Just when you think you’re getting ahead, more expenses rear their ugly little faces.
Welcome to my pity party – take a seat or leave now, the choice is yours.
In the last 2 months we have had some major unexpected expenses:
Car repairs for my car – new brakes and rotors, new cross-members (whatever the hell they are), new bearings - $1,400.
Car repairs for J’s truck – also new brakes and rotors and new bearings - $1,100.
Life Insurance (not really unexpected, but our premiums did go up by $600) - $1,700.
New mattress and box spring (because you can’t buy a new mattress without a new box spring because it voids the warranty). I was having some major back and neck problems, so it had to be done. $3,400.
If you count all the chiropractor visits before the new mattress, we’re probably looking at $3,900.
New cell phones – our cell phones were over 8 years old. Mine died, J’s was close behind. $1,300 (plus a new 2 year contract in order to get the cheaper rate, activation charges, etc.). Stupid cell phone company!
Today, J takes my car in for a simple oil change only to find out that I urgently need new tires. I knew I needed them but was hoping to make it until at least the end of June. Nope, the steel belts are coming through and they advised I shouldn’t drive it until the tires get replaced. $780!
We also need to replace our roof as the shingles are starting to lift. Thankfully, we can patch them up and hopefully make them last another year. We also need to replace our 40 year old water heater, but it’s still working, so that’s not going to happen right now.
Don’t get me wrong, I’m thankful for plenty and I know things could be a lot worse. It just sucks sometimes.
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