21 May, 2015

Gratitude...

After my last post, I've refocused my energy on the things in my life that really matter... it's the little things that are the most important...everything else is just a waste of my energy.

Don't get me wrong, I will continue to complain about people and things on occasion...just not today.


14 May, 2015

Drowning in Debt...

Yes, the title a little dramatic, but it’s just how I’m feeling at the moment.

When bad things happen, it is said they happen in 3’s. In my case, they are occurring in 8’s.

It’s days like today, I wish I could move our relocation timeline up to the end of this month. I’m frustrated and tired of being broke, having to spend money that I don’t have on things that aren’t fun. I’m tired of overspending on the necessities of life – like groceries, electricity, cell phone bills, gas, etc. Most of all, I’m tired of being overtaxed. My income tax deductions add up in a year to be WAY more than seniors citizens make in a year. In general, I’m sick of working so hard and getting nowhere. Just when you think you’re getting ahead, more expenses rear their ugly little faces.

Welcome to my pity party – take a seat or leave now, the choice is yours.

In the last 2 months we have had some major unexpected expenses:

Car repairs for my car – new brakes and rotors, new cross-members (whatever the hell they are), new bearings - $1,400.

Car repairs for J’s truck – also new brakes and rotors and new bearings - $1,100.

Life Insurance (not really unexpected, but our premiums did go up by $600) - $1,700.

New mattress and box spring (because you can’t buy a new mattress without a new box spring because it voids the warranty). I was having some major back and neck problems, so it had to be done. $3,400.

If you count all the chiropractor visits before the new mattress, we’re probably looking at $3,900.

New cell phones – our cell phones were over 8 years old. Mine died, J’s was close behind. $1,300 (plus a new 2 year contract in order to get the cheaper rate, activation charges, etc.). Stupid cell phone company!

Today, J takes my car in for a simple oil change only to find out that I urgently need new tires. I knew I needed them but was hoping to make it until at least the end of June. Nope, the steel belts are coming through and they advised I shouldn’t drive it until the tires get replaced. $780!

We also need to replace our roof as the shingles are starting to lift. Thankfully, we can patch them up and hopefully make them last another year. We also need to replace our 40 year old water heater, but it’s still working, so that’s not going to happen right now.

Don’t get me wrong, I’m thankful for plenty and I know things could be a lot worse. It just sucks sometimes.

04 May, 2015

Re-adjusting

The Boy has returned from school. He has successfully completed 20 months of non-stop college education and has come out with a certificate in Blasting Techniques and a Diploma in Resource Drilling. For those of you that have followed my blog, you will know getting to this point was a HUGE undertaking – many false starts, much money spent and much anxiousness on my part. I am so very proud of his success in getting this far!'

Now the period of readjustment begins. The Boy, J and I need to learn how to function as a family unit again. Overall - so far, so good but the tiny cracks are starting to appear. The Boy seems for forget, we still own the house and expect it to be kept in an orderly manner. J and I need to remember he is technically an adult and should not be micro-managed.

The plan is for The Boy to live at home, while working in order to save money in order to pay off some of his outrageous school debt. He could make a lot more money if he moved away for work, but the costs of living in the job-rich, resource drilling areas within Canada or the US, would most likely burn up that extra money, SO for the time being, he’s home.

He already has a job and starts on Wednesday – it’s not in his field of education, but it pays well and he can live at home and bank some money. He’ll be back working for Parks and Recreation Department of the local town. He will be responsible for maintenance of hiking trails, baseball diamond grooming and assisting in the cemetery. Same job (more or less) as he had for the summers of 2011, 2012 and 2013. He’s happy, we’re happy – it’s a win, win. Now, if I can just get him to pick up his empty soda cans…